Activities Beyond the Screen to Teach Your Kids to Be Financially Fit, 5 Alternatives to Pursuing a Bachelor’s Degree, 7 Financial Tips for Starting Your Own Business. Depending on the community, a variety of utility companies might be competing for your business.

You may receive a bill to cover overage costs that may have been caused by extreme weather, or you may receive a refund check or a credit amount toward your next bill. In months when we don't read your meter, the bill will show only your Average Payment Amount. If you've ever had your budget busted by a larger-than-normal utility bill, then you may want to consider budgeting billing. It makes sense to study your local utilities company's charging practices in general – including those specific to competing providers. If you do enroll, however, you should make your monthly payments on time. Budget billing works like this: Utility companies (your electric, natural gas companies, etc.) Also, if there are qualified energy advocacy groups in your state or community, see whether they offer any specific advice on local utility company practices and how to keep your cost of service low. It will also show your account balance and your Average Payment Amount, which is the amount you pay. On the months where your costs come in below your average, deposit the difference into a savings or money market account to cover future months where there could be overages. Comics However, here's where a budget-billing plan can go wrong. After all, your utility is still reading your meter and you might be in for a rude awakening when your budget-billing period ends. Contact Us, Disclaimer

What are they and what do they cover? Your electricity provider will evaluate past bills, usually for the last 12 months, and then figure... Enrolling in the Budget Plan.

Lesson Plans, The Payoff Your chosen utility company considers your energy usage patterns over a given period, adds in projections for their wholesale energy costs and your region's future weather patterns. Under the Average Payment Plan, your annual electric bill will be divided into 12 monthly payments that will round off those peaks and make it easier to pay.

Are you building any weather forecasting into my budget-billing estimate? Every 3 months, we’ll review and adjust your budget bill amount, if needed. If my budget bill and actual utility cost are getting seriously out of whack, do you let me know, or is there a way I can check that? Are you projecting any weather extremes in the coming year? The amount of your payment may vary slightly from month to month, but will not climb significantly in the winter and summer when heating and cooling equipment is used the most. But it's important to try. Financial Football

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